Monday 25 February 2013

Enrollment decrease in student health insurance provided through ...

by Sydney Reed Feb 24, 2013 4:46 pm Tags: Health insurance, SJSU Associated Students, Student Health Center, Students

Jamelia Little, a fourth year child and adolescent development major, said she was never informed of the supplementary health insurance offered to students through the Associated Students.

The campus should be more direct when it comes to informing students about health insurance options, she said.

?Sadly, I do not have insurance,??Little said.

Little said her health insurance was cut when she was 18?because her parents became unemployed, which forced her to go to the Student Health Center.

"I was kind of forced to attend the health center because I had no where else to go," ?she said.

SJSU students pay a mandatory health fee in their tuition that provides students with basic services for free but students who need outside hospitalization or treatment not available at the health center may need to purchase supplemental health insurance, according to Shawn Chan, finance and accounting manager.

Chan, who has been working at SJSU for almost 19 years, said when he first got the job student health insurance was already being provided to students.

The Student Health Insurance program is a contract with the CSU system and ?all other campuses have the same coverage," Chan said.

According to the Student Health Insurance booklet, some of the services covered are diagnostic X-ray and lab tests, emergency care, pregnancy and maternity care, preventative care and speech therapy.

During the?2009-10 fiscal year, a total of 705 students were enrolled in the Student Health Insurance Program, but the following two fiscal years?experienced an enrollment decrease?to a number of 340 students during 2011-12, according to Chan.

Chan said the drop in the students enrolled in the program was because of President Obama?s health reform.

?Due to Obama?s health reform the dependent age extended to 26 years old, and that resulted in the anticipated drop in student enrollment,? he said.

Under the student health insurance program students can go to the health center for minor treatment but for severe?treatment the health center will refer them to a hospital,?Chan said.

?The initial part is they have to go to the health center first for reference outside for special treatment in case the Health Center cannot do anything about it,? he said.

Jessica Silva, a senior liberal studies major, said she was not aware the school provided health insurance but she thinks it?s a good thing for students who aren?t covered.

?Its an excellent idea for the school to provide health insurance,? she said, ?especially for students who pay their way through school, don?t get benefits from a job they work or don?t have parents who provide health insurance for them.?

The four years Silva lived on campus she said she used the health center a total of three or four times.

The Student Health Program offers plans to students of all ages, their spouses and children, Chan said.

According to Chan, because the dependent?s age has been extended to 26, the most popular plan?is?for students ages 25?to 30.

?Different people can buy it (insurance) for one semester,? he said.

According to the Student Health Program booklet, for students age 25?to 30 who are interested in enrolling for the annual program, the price would be $3,874 but can go as high as $12,442 for students ages 50 and over.

For a spring?and summer?semester the cost would range from $1,668 to $7,239 for students, according to the booklet

Students who decide?they?d like to?enroll?or renew health insurance?can go to general services in the Student Union and grab a booklet, which has an enrollment form in the back, Chan said

According to Chan, students can also enroll online and pay by credit card. No payments go through the university, he said.

Source: http://spartandaily.com/98484/enrollment-decrease-in-student-health-insurance-provided-through-associated-students

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